What is Personal Accident Cover?

This is a comprehensive insurance cover that guards you in the event of injuries, disability, or death as a result of an accident. This is a 24-hour insurance cover. This cover is available for an individual and also for a group of people in an organization.
What's in it for you?Personal Accident Insurance will cover:
  • Accidental death
  • Permanent disability as a result of the accident (the extent of disability will be determined by the doctor)
  • Cash payment up to the provided limit, upon admission to hospital
  • Temporary total disability resulting in loss of income; maximum 2 years
  • Medical expenses as a result of an accident
  • Purchase of artificial appliances such as clutches
  • Payment of a final benefit for purposes of organizing funeral expenses
Guy sitting on the couch with his bandaged foot resting on a stool
How do I apply?Below is our step by step application process:
  • Request for a quotation
  • Download and fill proposal form
  • Submit identification documents ( Driving license, National ID, Passport, and TIN certificate)
  • Premium payment
  • Sign contract
person with a bandaged wrist on the right hand filling out a hospital form with the left hand
TALK TO USAccidents happen! Get cover for you and protect yourself against the unforeseen.
Want to know more about Personal Accident Cover?If you want to know more, we've answered questions you might have.
    • Report all injuries as a result of accidents to UAP offices within 30 days.
    • Complete the claims form and attach supporting documents eg. medical reports, receipts, police abstracts, etc.
    • Permanent Total Disablement - shall mean absolute disablement from engaging in or giving attention to the insured person’s ordinary profession or occupation.
    • Temporary Total Disablement - shall mean disablement from engaging in or giving attention to any portion of the insured person’s ordinary profession or occupation.
    • Medical Expenses - shall mean the cost of medical, surgical or other remedial attention treatment given or prescribed by a qualified medical practitioner.
    • Cost of Artificial Appliances - shall mean the cost of appliances given or prescribed by a qualified and registered member of the medical profession.
    • Hospital Cash - shall mean a flat amount payable to the claimant when hospitalized following an accident for the period exceeding (3) consecutive days to cater for newspapers, flowers etc.
UAP Insurance Tanzania is a subsidiary of the UAP Old Mutual Group, EA, which is part of Old Mutual Limited (OML) a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.
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